Motorcycle Insurance in Macon, GA & Centerville, GA
Motorcycle insurance can help riders limit financial losses from accidents, theft or other unforeseen events. This type of coverage is also designed to help motorcycle owners manage repair costs, medical bills and legal liabilities that may arise on the road.
What Does a Motorycle Policy Cover? 
A standard motorcycle insurance policy typically includes the following:
- Liability coverage can cover the costs of injuries or property damage to others if you’re responsible for an accident.
- Collision coverage may pay for repairs or replacement if your motorcycle is involved in a crash with another vehicle or object.
- Comprehensive coverage may step in if your motorcycle is damaged or lost due to fire, theft, vandalism or other covered events.
- Guest passenger liability coverage may cover medical bills if a passenger riding your motorcycle suffers injuries.
- Uninsured/underinsured motorist coverage may offer financial support if you get into an accident with an at-fault driver who doesn’t have insurance or doesn’t have enough coverage to pay for the damages.
Depending on your policy, you may also access other benefits such as coverage for roadside assistance, custom parts, riding gear and accessories, replacement cost and gap insurance.
How Much Does Motorcycle Insurance Cost?
The cost of motorcycle insurance policies varies based on several factors. These may include the coverage limits you select, the current value of your bike, your driving and accident history, any previous claims you’ve made on motorcycle policies, your location and the distance you typically ride each year.
Is This Type of Coverage Required?
Many states have similar requirements for motorcycles and passenger vehicles in terms of registration, titling and insurance. Contact Georgia State Auto Insurance today to learn more about the minimum insurance coverage you may be legally required to carry in Georgia.