Commercial Auto Insurance in Macon, GA & Centerville, GA
Whether you operate a delivery service, shipping business or transportation company, commercial auto insurance is necessary for any commercial entity that owns or uses automobiles during its operations. At Georgia State Auto Insurance, our dedicated team can help you understand and address your unique coverage needs and secure an ideal policy.
What Is Commercial Auto Insurance? 
As its name suggests, this type of policy can offer coverage tailored toward the needs of businesses that operate motor vehicles, including cars, trucks, vans and buses. While many aspects of commercial auto insurance may resemble those available in personal auto policies, business coverage needs are typically more robust and fulfilling them may require special considerations.
What Does This Type of Insurance Cover?
Commercial auto insurance may include multifaceted financial protection, often addressing various vehicle-related risks and exposures. In many cases, you may want to invest in the following:
- Third-party liability coverage is often required by law and may curb your losses if you’re to blame for an accident that injures others or damages their property.
- Collision coverage can help foot the bill for repairing or replacing damaged vehicles after crashes, regardless of who is at fault.
- Comprehensive coverage may also help pay for physical damage to automobiles, including from fires, vandalism, theft and natural disasters.
- Uninsured/underinsured motorist coverage can help your business recoup losses for which another party is at fault if they aren’t insured or don’t have enough coverage.
- Hired/non-owned vehicle coverage may extend liability coverage to include incidents occurring while your employees operate personal or rented automobiles for business purposes.
How Much Does Coverage Cost?
Commercial auto insurance companies may weigh many factors when calculating rates. The following criteria may often be analyzed:
- Location
- Industry
- Fleet size
- Insured drivers’ records
- Vehicle details (e.g., type, makes and models)
- Claims history
- Endorsements
- Deductibles
- Coverage limits
How to Get Commercial Auto Insurance Near Me
Contact Georgia State Auto Insurance in Macon, GA & Centerville, GA today to learn more about coverage options and compare personalized quotes.